Category: BANKING

If a fire in your rented home destroyed your belongings, how much would it cost to replace them? How much money could you lose if you’re held responsible for an accident in your home and sued? Your renters insurance could reimburse you in these (and other) situations. Deciding how much you need means considering the…

Put simply, a mortgage refinance replaces one mortgage with another. People tend to avoid mortgage refinancing when rates are high, and average rates have been rising steadily since 2022, reaching a peak of 7.79% for a 30-year fixed-rate mortgage at the end of October 2023. However, they have dropped somewhat since then, standing at just…

When there’s an auto accident, most people believe that someone is at fault. In fact, fault often determines whose insurance pays for the damage and injuries. However, some accidents are considered “no-fault accidents,” where the insurance company cannot assign blame to one party. We compare at-fault vs. no-fault accidents, where the rules apply, and how…

Most investors stick to traditional assets like stocks and bonds, usually because they’re comfortable with the familiar. However, adding alternative investments to your portfolio can provide broader diversification, help reduce volatility, and yield higher returns. Art is gaining traction as an alternative investment option—and not just among the ultra-wealthy. Different types of art to invest…

In general, borrowers are required to meet strict income and credit criteria to obtain a loan. Many struggle to meet these requirements without some help, due to poor credit or other financial setbacks. There are two primary methods to help someone else get a loan: co-signing and co-borrowing. “Both co-signers and co-borrowers are legally obligated…

Robinhood is seemingly perfect for those looking to delve into stock trades, exchange-traded funds (ETFs), and crypto trading, all on one platform. It has an easy-to-use mobile app and fee-free service, and is frequently ranked as one of the best online brokers. Robinhood Gold Trading APY* Existing customers earn 5.00% interest on your uninvested cash…

The cost of living has gone up for just about everything—utilities, food, and housing all cost more than they previously did, leaving many people struggling to make ends meet. For those who own pets (which is roughly 66% of U.S. households), the increase in vet costs has also hit them hard: in 2022, vet bills…

The best credit cards on the market change over time as card issuers update their promotions and new card offers are introduced. That’s why we created this list that’s updated on a regular basis. Here you can find out which credit cards are the most promising at the moment, including travel credit cards, cash back…

People with fair credit are often faced with difficult decisions when they need credit. If you fit this description and are looking to apply for a credit card, you may have a lot of questions. For example, you might be asking: How can I build credit with a credit card? What if I have no…

When you have less-than-perfect credit, you might find your options limited when it comes to all things that have to do with your finances. This includes credit cards. There are a limited number of credit cards available to borrowers with bad credit. However, it’s not all gloom and doom. Some credit cards are designed to…